Insurance

 U.S. Club and District Liability Insurance program

Active U.S. clubs and districts are automatically provided with liability insurance through the U.S. Club and District Liability Insurance program? The premium for general liability coverage is collected annually on 1 July through the semiannual report assessment.

Effective 1 January 2010, Directors & Officers/Employment Practices Liability (D&O/EPL) insurance will be added to the existing liability insurance Program. Please see insurance summary of the D&O/EPL insurance for more details. Information on D&O/EPL insurance can also be found on the Insurance Information portal. Please contact RI Risk Management department for username and password. 

The liability program provides coverage for active U.S. clubs and districts (including Rotarians and volunteers in their roles as such for the club or district):

• for their liability arising out of bodily injury to a third party (a person who is not an insured under this program) or damage to a third party's property (subject to policy terms and conditions).
• for claims made against club/district directors and officers that result from their activities, such as managing the financial affairs of and establishing policies for the organization.

Learn more about the program:

• Certificate of insurance – Have you been asked to provide evidence or proof of insurance? Do you know what a certificate of insurance is? Did you know that you can create your own certificate of insurance?
• General Liability Insurance Summary – Who is insured? What coverage is provided?
• D&O/EPL Insurance Summary -- Who is insured? What coverages are provided?
• Contracts, permits, and waivers – Do you need guidance on a contract or agreement you’re being asked to sign?
• Loss-control guidelines for events – Do you have an event coming up and need loss-control guidance?
• Claim and incident reporting – Has an accident occurred? Do you know that you must report it immediately to Rotary International?

If you have further questions regarding coverage, please contact Lockton Companies:

Phone: 800-921-3172
Fax:  312-681-6769
E-mail:  rotary@lockton.com